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LMT: A Deep Dive

Edit 1: More ARKQ buying today (~50k shares). Thank you everyone for the positive feedback and discussion!
Bottom Line Up Front (BLUF) or TL;DR for the non-military types:
LMT is a good target if you want to literally go to the moon, and my PT is $690.26 in two years (more than 2x from current levels). Justification and some possible trade ideas are listed below, just CTRL-F “Trade Ideas”. I hope you guys enjoy this work and would appreciate any discussion or feedback. I hope to catch you in the comments.
Team,
We interrupt today’s regularly scheduled short squeeze coverage to discuss a traditionally boring stock, LMT (Lockheed Martin), with significant upside potential. To be clear, this is NOT a short squeeze target like many reddit posts are keying on. I hope that this piece sparks discussion, but if you are just looking for short squeeze content, all I have to say is BUY, HOLD, and GODSPEED.
The source of inspiration for me writing this piece is threefold; first, retail investors are winning, and I believe that we will continue to win if we continue to identify opportunities in the market. In my view, the stock market has always been a place for the public to shine a light on areas of innovation that real Americans are excited about and proud to be a part of. Online communities have stolen the loudspeaker from hedge fund managers and returned it to decentralized online democracies that quickly and proudly shift their weight behind ideas they believe in. In GME’s case, it was a blatant smear campaign to destroy a struggling business. I think that we should continue this campaign by identifying opportunities in the market and running with them. It may sound overly idealistic, but if reddit can take on the hedge funds, I non-ironically believe that we can quite literally take good companies researching space technology to the moon. I think LMT may be one of several stocks to help get us there.
Second, a video where the Secretary of State of Massachusetts argues that internet boards are full of a bunch of unsophisticated, thoughtless traders really ticked me off. This piece is designed to show that ‘the little guy’ is ready to get into the weeds, understand business plans, and outpace analysts that think companies like Tesla are overvalued by comparing them to Toyota. That is a big reason that I settled on an old, large, slow growth company to do a deep-dive on, and try my best to show some of the abysmal predictive analysis major ‘research firms’ do on even some of the most heavily covered stocks. LMT is making moves, and the suits on wall street are 10 steps behind. At the time of writing this piece, Analyst Estimates range from 330-460 (what an insane range).
Third, and most importantly, I am in the US military, and I think that it is fun to go deep into the financials of the defense sector. I think that it helps me understand the long-term growth plans of the DoD, and I think that I attack these deep-dives with a perspective that a lot of these finance-from-day-one cats do not understand. Even if no one ever looks at this work, I think that taking the time to write pieces like this makes me a better Soldier, and I will continue to do it in my spare time when I am feeling inspired. I wrote a piece on Raytheon Technologies (Ticker: RTX) 6 months ago, and I think it was well-received. I was most convicted about RTX in the defense sector, but I have since shifted to believing LMT is the leader in the defense space. I am long both, though. If this inspires anyone else to do similar research on other companies, or sparks discussion in the community, that is just a bonus. Special shout-out to the folks that read more than just the TL;DR, but if you do just read the TL;DR, I love you too!
Now let us get into it:
Leadership
I generally like to invest in companies that are led by people that seem to have integrity. Jim Taiclet took the reins at LMT in June of last year. While on active duty, he served as a C-141B Starlifter pilot (a retired LMT Aircraft). After getting out he went to work for the American Tower Corporation (Ticker: AMT). His first day at American Tower was September 10, 2001. The following day, AMT lost 13 employees in the World Trade Center attack. He stayed with the company, despite it being decimated by market uncertainty in the wake of 9/11. He was appointed CEO of the very same company in 2004. Over a 16 year tenure as CEO of AMT the company market cap 20x’d. He left his position as CEO of AMT in March of last year, and the stock stagnated since his departure, currently trading at roughly the same market cap as to when he left.
Jim Taiclet was also appointed to be the chairman of the board this week, replacing the previous CEO. Why is it relevant that the CEO came from a massive telecommunications company?
Rightfully, Taiclet’s focus for LMT is bringing military technology into the modern era. He wants LMT to be a first mover in the military 5G space, military application of AI space, the… space space, and the hypersonic glide vehicle (HGV) space. These areas are revolutionary for the boomer defense sector. We will discuss this in more detail later when we cover the company’s P/E multiple and why it is absolute nonsense.
It is not a surprise to me that they brought Taiclet on during the pandemic. He led AMT through adversity before, and LMT’s positioning during the pandemic is tremendous relative to the rest of the sector, thanks in large part to some strong strategic moves and good investments by current and past leadership. I think that Taiclet is the right CEO for the job.
In addition to the new CEO, the new Secretary of Defense, Secretary Lloyd Austin, has strong ties to the defense sector. He was formerly a board member for RTX. He is absolutely above reproach, and a true leader of character, but I bring this up not to suggest that he will inappropriately serve in the best interest of defense contractors, but to suggest that he speaks the language of these companies effectively. I do not anticipate that the current administration poses as significant of a risk to the defense sector as many analysts seem to believe. This will be expanded in the headwinds section below.
SPACE
Cathie Wood and the ARK Invest team brought a lot of attention to the space sector when the ARKX, The ARK Space Exploration ETF, Form N-1A was officially filed through the SEC. More recently, ARK Invest published their Big Ideas 2021 Annual Report and dedicated an entire 7-page chapter to Orbital Aerospace, a new disruptive innovation platform that the ARK Team is investigating. This may have helped energize wall street to re-look their portfolios and their investments in space technology, but it was certainly not the first catalyst that pushed the defense industry in the direction of winning the new space race.
In June 2018, then President Trump announced at the annual National Space Council that “it is not enough to merely have an American presence in space, we must have American dominance in space. So important. Therefore, I am hereby directing the Department of Defense (DoD) and Pentagon to immediately begin the process necessary to establish a Space Force as the sixth branch of the Armed Forces". Historically, Department of Defense space assets were under the control of the Air Force. By creating a separate branch of service for the United States Space Force (USSF), the DoD would allocate a Chairman of Space Operations on the Joint Chiefs of Staff and clearly define the budget for space operations dedicated directly to the USSF. At present, this budget is funneled from the USAF’s budget. The process was formalized in December of 2019, and the DoD has appropriated ~$15B to the USSF in their first full year of existence according to the FY21 budget.
Among the 77 spacecraft that are controlled by the USSF, 29 of them are Lockheed Martin GPS satellites, 6 of them are Lockheed Martin Space-Based Infrared Systems (SBIRS), and LMT had a hand in creating and/or manufacturing for several of the other USSF efforts. The Next Generation Overhead Persistent Infrared Missile Warning Satellites (also known as Next-Gen OPIR) were contracted out to both Northrup Grumman (Ticker: NOC) and LMT. LMT’s contract is currently set at $4.9B, NOC’s contract is set at $2.37B.
Tangentially related to the discussion of space is the discussion of hypersonic glide vehicles (HGVs). HGVs have exoatmospheric and atmospheric implications, but I think that their technology is extremely important to driving margins down for both space exploration and terrestrial point-to-point travel. LMT is leading the charge for military HGV research. They hold contracts with the Navy, Air Force, and Army to develop HGVs and hypersonic precision fires. The priority for HGV technology accelerated significantly when Russia launched their Avangard HGV in December of 2019. Improving the technology for HGVs is a critical next-step in maintaining US hegemony, but also maintaining leadership in both terrestrial and exoatmospheric travel.
LARGE SCALE COMBAT OPERATIONS (LSCO)
The DoD transitioning to Large-Scale Combat Operations (LSCO) as the military’s strategic focus. This is a move away from an emphasis on Counter-Insurgency operations. LSCO requires effective multi-domain operations (MDO), which means effective and integrated strategies regarding land, sea, air, space, and cyberspace. To have effective MDO, the DoD is seeking systems that both expand capabilities against peer threats and increase the ability to track enemy units and communicate internally. This requires a modernizing military strategy that relies heavily on air, missile, and sensor modernization. Put simply, the DoD has decided to start preparing for peer or near-peer adversaries (China, Russia, Iran, North Korea) rather than insurgencies. For this reason, I believe that increased Chinese and Russian tensions are, unfortunate as it may be, a boon to the defense industry. This is particularly true in the missiles/fires and space industry, as peer-to-peer conflicts are won by leveraging technological advantages.
There are too many projects to cover in detail, but some important military technologies that LMT is focusing on to support LSCO include directed energy weapons (lasers) to address enemy drone technology, machine learning / artificial intelligence (most applications fall under LMT’s classified budget, but it is easy to imagine the applications of AI in a military context), and 5G to increase battlefield connectivity. These projects are all nested within the DoD’s LSCO strategy, and position LMT as the leader in emergent military tech. NOC is the other major contractor making a heavy push in the modernization direction, but winners win, and I think a better CEO, balance sheet, and larger market cap make LMT the clear winner for aiding the DoD in a transition toward LSCO.
SECTOR COMPARISON (BACKLOG)
The discussion of LSCO transitions well into the discussion of defense contractor backlogs. Massive defense contracts are not filled overnight, so examining order backlogs is a relatively reliable way to gauge the interest of the DoD in a defense contractor’s existing or emerging products. For my sector comparison, I am using the top 6 holdings of the iShares U.S. Aerospace & Defense ETF (Ticker: ITA). I hate this ETF, and ETFs like it (DFEN) because of their massively outsized exposure to aerospace, and undersized allocation to companies like LMT. LMT is only 18% smaller than Boeing (Ticker: BA) but is only 30.4% of the exposure of BA (18.46% of the fund is BA, only 5.62% of the fund is LMT). Funds of this category are just BA / RTX hacks. I suggest building your own pie on a site like M1 Finance (although they are implicated in the trade restriction BS… please be advised of that… hoping other brokerages that are above board will offer similar UIs like the pie design… just wanted to be clear there) if you are interested in the defense sector.
The top 6 holdings of ITA are:
Boeing Company (Ticker: BA, MKT CAP $110B) at 18.46%
Raytheon Technologies (Ticker: RTX, MKT CAP $101B) at 17.84%
Lockheed Martin (Ticker: LMT, MKT CAP $90B) at 5.62%
General Dynamics Corporation (Ticker: GD, MKT CAP $42B) 4.78%
Teledyne Technologies Incorporated (Ticker: TDY, MKT CAP $13B) at 4.74%
Northrop Grumman Corporation (Ticker: NOC, MKT CAP $48B) at 4.64%
As a brief aside, please look at the breakdowns of ETFs before buying them. The fact that ITA has more exposure to TDY than NOC and L3Harris is wild. Make sector ETFs balanced how you want them to be balanced and it will be more engaging, and you will likely outperform. I digress.
Backlogs for defense companies can easily be pulled from their quarterly reports. Here are the current backlogs in the same order as before, followed by a percentage of their backlog to their current market cap. All numbers are pulled from January earning reports unless otherwise noted with an * because they are still pending.
Boeing Company backlog (Commercial: $282B, Defense: $61B, Foreign Military Sales (FMS, categorized by BA as ‘Global’): 21B, Total Backlog 364B): BA’s backlog to market cap is a ratio of 3.32, which is strong, but most of that backlog comes from the commercial, not the defense side. Airlines have been getting decimated, I am personally not interested in having much of my backlog exposed to commercial pressures when trying to invest in a defense play. Without commercial exposure, their defense only backlog ratio is .748. This is extremely low. I understand that this does not do BA justice, but I am keying in on defense exposure, and I am left thoroughly unsatisfied by that ratio. Also, we have seen several canceled contracts already on the commercial side.
Raytheon Technologies backlog (Defense backlog for all 4 subdivisions: 67.3B): Raytheon only published a defense backlog in this quarter’s report. That is further evidence to me that the commercial aerospace side of the house is getting hammered. They have a relatively week backlog to market cap as well, putting them at a ratio of .664, worse off than the BA defense backlog.
Lockheed Martin backlog (Total Backlog: $147B): This backlog blows our first two defense backlogs out of the water with a current market cap to backlog ratio of 1.63.
General Dynamics Corporation backlog (Total Backlog: $89.5B, $11.6B is primarily business jets, but it is difficult to determine how much of their aerospace business is commercial): Solid 2.13 ratio, still great 1.85 if you do not consider their aerospace business. The curveball here for me is that GD published a consolidated operating profit of $4.1B including commercial aerospace, whereas LMT published a consolidated operating profit of $9.1B. This makes the LMT ratio of profit/market cap slightly in favor of LMT without accounting for the GD commercial aerospace exposure. This research surprised me; I may like GD more than I originally assumed I would. Still prefer LMT.
Teledyne Technologies Incorporated backlog (Found in the earnings transcript, $1.7B): This stock is not quite in the same league as the other major contractors. This is an odd curveball that a lot of the defense ETFs seem to have too much exposure to. They have a weak backlog, but they are a smaller growing company. I am not interested in this at all. It has a backlog ratio of .129.
Northrop Grumman Corporation backlog ($81B): Strong numbers here. I see NOC and LMT as the two front-runners in the defense sector. I like LMT more because I like their exposure to AI, 5G, and HGVs more than NOC, but I think this is a great alternative to LMT if you like the defense sector. Has a ratio of 1.69, slightly edging out LMT on this metric. LMT edges out NOC on margins by ~.9%, though, which has significant implications when considering the depth of the LMT backlog.
The winners here are LMT, GD, and NOC. BA is attractive if you think anyone will have enough money to buy new planes. BA and RTX are both getting hammered by commercial aerospace exposure right now and are much more positioned as recovery plays. That said, LMT and NOC both make money now, and will regardless of the impact of the pandemic. LMT is growing at a slightly faster rate than NOC. Both are profit machines, but I like LMT’s product portfolio and leadership a lot more.
FREE CASH FLOW
Despite the pandemic, LMT had the free cash flow to be able to pay a $2.60 per share dividend. This maintains their ~3% yearly dividend rate. They had a free cash flow of $6.4B. They spent $3.9 of that in share repurchases and dividend payouts. That leaves 40% of that cash to continue to strengthen one of the most stalwart balance sheets outside of big tech on the street. Having this free cash flow allowed them to purchase Aerojet Rocketdyne for $4.4B in December. They seem flexible and willing to expand and take advantage of their relative position during the pandemic. This is a stock that has little downside risk and significant upside potential. It is always reassuring to me to know that at the end of the day, a company is using its profit to continue to grow.
HEADWINDS
New Administration – This is more of an unknown than a headwind. The Obama Administration was not light on military spending, and the newly appointed SecDef is unlikely to shy away from modernizing the force. Military defense budgets may get lost in the political shuffle, but nothing right now suggests that defense budgets are on the chopping block.
Macroeconomic pressure – The markets are tumultuous in the wake of GME. Hedgies are shaking in their boots, and scared money weighed on markets the past week. If scared money continues to exert pressure on the broader equity markets, all boomer stocks are likely weighed down by slumping markets.
Non-meme Status – The stocks that are impervious to macroeconomic pressures in the above paragraph are the stonks that we, the people, have decided to support. From GME to IPOE, there is a slew of stonks that are watching and laughing from the green zone as the broader markets slip deeper into the red zone. Unless sentiment about LMT changes, I see no evidence that LMT will remain unaffected by a broader economic downturn (despite showing growth YoY during a pandemic).
TAILWINDS
Aerojet Rocketdyne to the Moon – Cathie Wood opened up a $39mil position in LMT a few weeks ago, and this was near the announcement of ARKX. The big ideas 2021 article focuses heavily on satellite technology, deep learning, and HGVs. I think that the AR acquisition suggests that vertical integration is a priority for LMT. They even fielded a question in their earnings call about whether they were concerned about being perceived as a monopoly. Their answer was spot on—the USFG and DoD have a vested interest in the success of defense companies. Why would they discourage a defense contractor from vertical integration to optimize margins?
International Tensions – SolarWinds has escalated US-Russia tensions. President Biden wants to look tough on China. LSCO is a DoD-wide priority.
5G.Mil – We still do not have a lot of fidelity on what this looks like, but the military would benefit in a lot of ways if we had world-wide access to the rapid transfer of encrypted data. Many units still rely on Vietnam-era technology signal technology with abysmal data rates. There are a lot of implications if the code can be cracked to win a DoD 5G contract.
TRADE IDEAS
Price Target: LMT is currently at a P/E of ~14. Verizon has roughly the same. LMT’s 5-year P/E ratio average is ~17. NOC is currently at a P/E of ~20. TSLA has a P/E Ratio of 1339 (disappointingly not 1337). P/E is a useless metric because no one seems to care about it. My point is that LMT makes a lot of money, and other companies that are valued at much higher multiples do not make any money at all. LMT’s P/E ratio is that of a boomer stock that has no growth potential. LMT’s P/E is exactly in line with the Aerospace and Defense Industry P/E ratio standard. LMT’s new CEO is pushing the industry in a new direction. I will arbitrarily choose a P/E ratio of 30, because it is half of the software industry average, and it is a nice round number. Plus, stock values are speculative and nonsense anyway.
Share price today: $321.82
Share price based on LMT average 5-year P/E: $384.08 (I see this as a short term PT, reversion to the mean)
Share price with a P/E of 30: $690.26
Buy and Hold: Simple. Doesn’t take much thought. Come back in a year or two and be happy with your tendies (and a few dividends to boot).
LEAPS Call Debit Spread (Based on last trade prices): Buy $375 C 20 JAN 23 for $26.5, Sell $450 C 20 JAN 23 for $12. Total Cost $14.5 for a spread width of $75. Max gain 517% per spread. Higher risk strategy.
LEAPS: Buy $500 C 20 JAN 23 for $7.20. Very high-risk strat. If the price target is hit within two years, these would be in the money $183 per contract for a gain of 2500%. This is the casino strat.
SOURCES
https://www.lockheedmartin.com/en-us/news/features/2020/james-taiclet-from-military-pilot-to-successful-ceo.html
https://www.warren.senate.gov/newsroom/press-releases/in-response-to-senator-warrens-questions-secretary-of-defense-nominee-general-lloyd-austin-commits-to-recusing-himself-from-raytheon-decisions-for-four-years
https://news.lockheedmartin.com/2019-08-30-Lockheed-Martins-Expertise-in-Hypersonic-Flight-Wins-New-Army-Work
https://www.lockheedmartin.com/en-us/capabilities/hypersonics.html
https://research.ark-invest.com/hubfs/1_Download_Files_ARK-Invest/White_Papers/ARK%E2%80%93Invest_BigIdeas_2021.pdf?hsCtaTracking=4e1a031b-7ed7-4fb2-929c-072267eda5fc%7Cee55057a-bc7b-441e-8b96-452ec1efe34c
https://www.deseret.com/2018/6/19/20647309/twitter-reacts-to-trump-s-call-for-a-space-force
https://comptroller.defense.gov/Portals/45/Documents/defbudget/fy2021/fy2021_Budget_Request_Overview_Book.pdf
https://www.airforcemag.com/lockheed-receives-up-to-4-9-billion-for-next-gen-opir-satellites/
https://spacenews.com/northrop-grumman-gets-2-3-billion-space-force-contract-to-develop-missile-warning-satellites/
https://www.lockheedmartin.com/en-us/capabilities/directed-energy/laser-weapon-systems.html
https://emerj.com/ai-sector-overviews/lockheed-martins-ai-applications-for-the-military/
https://www.defenseone.com/business/2020/07/new-ceo-wants-lockheed-become-5g-playe167072/
https://www.wsj.com/articles/defense-firms-expect-higher-spending-11548783988
https://www.etf.com/ITA#efficiency
https://s2.q4cdn.com/661678649/files/doc_financials/2020/q4/4Q20-Presentation.pdf
https://investors.rtx.com/static-files/dfd94ff7-4cca-4540-bc4b-4e3ba92fc646
https://investors.lockheedmartin.com/static-files/64e5aa03-9023-423a-8908-2aae8c7015ac
https://s22.q4cdn.com/891946778/files/doc_financials/2020/q4/GD_4Q20_Earnings_Highlights-Outlook-Final.pdf
https://www.fool.com/earnings/call-transcripts/2021/01/27/teledyne-technologies-inc-tdy-q4-2020-earnings-cal/
https://investor.northropgrumman.com/static-files/6e6e117f-f656-4c68-ba7f-3dc53c2dd13a
submitted by Estri_Grobbulus to investing [link] [comments]

Weekly Updates and Discounts 12/22 - 12/28 or 12/29

Since PapaXan hasn't posted an update for this week's GTA Online (22 Dec)
it really is taking awhile for mods to post this weeks update out. I worry that not everyone would come onto last weeks post to find out this week's post in the comments. I've made this post so everyone could find it easier (hopefully)
Here's a list of what i've found so far,
SNOW IS BACK EVERYONE! THE MADLADS ACTUALLY DID IT
Podium Car: Progen Tyrus
New Vehicles
* based off my own game, unsure if it is also FREE if you have NOT completed the Cayo Perico Heist as a Leader (because rockstar do be like that sometimes) edit: can confirm even if you didn't complete Cayo Perico, you get it for free!
Vehicle Discounts
Property Discounts
Time Trial
RC Time Trial
Premium Race
Prime Gaming
2x Money and RP
Extras:
Sorry if I missed out on some stuff, tried my best to find out what I can to help everyone out hehe
Note:
Assuming Rockstar is now pushing out weekly updates on Tuesday's, this week's event should last until the 28th/29th December.
*Thanks for letting me know that I missed out on some stuff for this week everyone, much love and hope everyone is staying safe. Happy Holidays!
submitted by jazzeeen to gtaonline [link] [comments]

20 Overlooked Single Player Indie Games

We're all familiar with the Hotline Miami's, Hollow Knight's, and Celeste's of the world. These are some of the indie games that hit the big time. Of course, for every one of these games, there's 100 other indie games that have been glossed over, relegated to a spot in a digital store few people will ever find themselves in. I wanted to bring attention to some of these lesser known indie games.
I'm going to order them according to Metacritic Critic Ratings. Some of the games at the bottom have pretty low critic ratings. I personally disagree with the low scores of these games, but it's only fair that you hear from more than just me. Keep in mind that games with only one or two User Ratings on Metacritic will not show the score. A game needs at least three User Ratings on Metacritic before the score will be shown. This is not the case for Critic Reviews.
Price will contain the U.S. PlayStation Store link to the game.
1. Hayfever
2. Valfaris
3. Four Sided Fantasy
4. Bleep Bloop
5. Horizon Shift ‘81
6. Daggerhood
7. Momodora: Reverie Under the Moonlight
8. Ultra Hat Dimension
9. Remothered: Tormented Fathers
10. Reverie
11. Inertial Drift
12. Cursed Castilla (Maldita Castilla EX)
13. Pato Box
14. The Count Lucanor
15. The Bunker
16. A Tale of Paper
17. Late Shift
18. SINNER: Sacrifice for Redemption
19. Verlet Swing
20. Neon Drive
Conclusion
My top 5 on the list in order would be the following: (1.) Hayfever, (2.) Valfaris, (3.) Cursed Castilla: (Maldita Castilla EX), (4.) Momodora: Reverie Under the Moonlight, and (5.) Bleep Bloop.
Have you played any of these games? What are some other overlooked single player indie games?
If you’re looking for more indie games to play, see my post here:
submitted by Underwhere_Overthere to PS5 [link] [comments]

Another 10 Overlooked Single Player Indie Games

There are also some links within the first link that discuss indie local multiplayer games as well.
Introduction
We're all familiar with the Hotline Miami's, Hollow Knight's, and Celeste's of the world. These are some of the indie games that hit the big time. Of course, for every one of these games, there's 100 other indie games that have been glossed over, relegated to a spot in a digital store few people will ever find themselves in. I wanted to bring attention to some of these lesser known indie games once again.
Details About the List
I'm going to order them according to Metacritic Critic Ratings. Steam is the only one on the list with all 10 games featured (Steam has 10 of them, Switch has 9 of them, PlayStation 4 has 7 of them, and Xbox One has 5 of them), but the Switch gets more reviews than the other platforms, so I will it use the Switch version of all the games for their review scores, except #8, where I will use the Steam version, since that’s the only version of it available. The two bottom games have pretty low critic ratings (60% with 1 Critic Review and 53% with 2 Critic Reviews). I personally disagree with the low scores of these two games, but it's only fair that you hear from more than just me. Keep in mind that games with only one or two User Ratings on Metacritic will not show the score. A game needs at least three User Ratings on Metacritic before the score will be shown. This is not the case for Critic Reviews.
Currently 9 of the games are on sale on Steam right now, and 5 of them are on sale on Switch. None of them are on sale on the PlayStation 4 or Xbox One at the moment.
For the purpose of this post, I’m just going to stick with saying “achievements” and “getting all achievements” instead of “trophies” and “platinum trophy” since Steam has all 10 games on the list. You can basically substitute these with “trophies” and “platinum trophy” if you’re a PlayStation gamer. I will make mention of the two games on here that don’t include a platinum trophy however.
Platforms will include a link to the U.S. store page of the game for each platform. Price is in U.S. dollars.
1. Ultra Hat Dimension
2. Bot Vice
3. Valfaris
4. Inertial Drift
5. Golf Peaks
6. Horizon Shift ‘81
7. Pato Box
8. Primal Light
9. Tamashii
10. Neon Drive
Special shoutout to Valfaris which is my favorite game on the list and, again, one my favorite 2D run & guns ever.
Have you played any of these games? What are some other overlooked single player indie games?
submitted by Underwhere_Overthere to Games [link] [comments]

New Era of Online Crypto Casinos

I would say that I'm relatively new to Reddit and the one thing that surprised me is the number of people that still play on Bovada, Ignition, Betonline, MyBookie, etc. Don't get me wrong, great sites for sports betting and poker, but absolutely horrendous when it comes to slots and live casino games.
Hitting 1,000x on a slot on Bovada is like a once in a lifetime achievement and the live dealer provider is... awful.
Over the past month or so, I have seen this Reddit flooded with random users promoting a bunch of shitty no-name crypto casinos that have been around for like 3 days. So I figured it was my duty, as somebody who has no ownership interests in any of these online crypto casinos, to share my thoughts regarding the ones that I believe are trustworthy. All of which is based on first-hand experience and countless hours of research.
First off, for those who aren't familiar with crypto casinos, the one thing that you need to know, as an American, is that you'll need to access these sites via a VPN. Personally, I use ExpressVPN and connect to Canada (or various other regions depending on which slot provider is available). The nice thing about ExpressVPN is that you can download the app and play on your phone. All of the casinos listed below allow VPN usage. Apparently NordVPN is pretty good too, but I cannot vouch for them personally.
Second thing, KYC is not required. Honestly haven't looked into this too much, but I can tell you from first-hand experience that KYC is not required in order to register or withdraw funds. All you have to do is confirm your email address. Some people have said you get KYC'd if you try to withdraw more than $2k, but again, I can confirm that it's not true (specifically for the casinos listed below). Just make sure that you only deposit/withdraw via crypto and you'll be fine. If you think this is sketchy, then please, continue making your credit card deposits at Bovada to random shell companies based out of China.
Also, DO NOT USE COINBASE TO TRANSFER TO AND FROM THE CASINO. They banned me. It hurt. Don't make the same mistake. I recommend using BRD as an intermediary between Coinbase and the casino. Since being banned from Coinbase, I have been using crypto.com to buy and sell crypto. Nothing but good things to say thus far.
Finally, I have wagered roughly $3.5MM in total across the sites below and have spent countless hours researching them, so I'd like to think that I somewhat know what I'm talking about. In no way am I an expert and in no way am I a high roller or a whale. Just a regular guy that enjoys gambling.
Now the common theme amongst the below casinos is that you have access to game providers such as Evolution (live games), Pragmatic, NetEnt, Thunderkick, Push, etc. that you'll never find on the casinos advertised as available to US players (such as Bovada). As I'm sure you know, Betsoft slots can get old after a while.
Just a few of my personal favorite games that I recommend you check out...
Live Games: Crazy Time, Monopoly, Evolution Blackjack and Evolution Speed Baccarat
Slots: Dead or Alive 2, Money Train 2, Lil' Devil, Sweet Bonanza and The Dog House

Site #1: Roobet.com (Best for casual gamblers)
What I like: Instant withdrawals, huge selection of slots and live games, generous rakeback system, instant bitcoin deposits (they will credit your account before receiving any confirmations-- this is really nice), every so often they'll run a 24 hour promotion where if you hit 100x on slot betting at least $1 you'll be "King Roo" (basically King of the Hill) and accumulate ~$20 per minute until you're dethroned
What I don't like: Rakeback system only allows you to collect every 24 hrs/1 week/1 month, no clarity surrounding VIP status (assuming you need to be a whale), there was one instance where I won $36k on a $40 bet playing Reactoonz and was told I can only withdraw $10k per day (this was 6 months ago and never had an issue withdrawing since), lack of sports betting
My largest withdrawal (at once): $9.9k
Deposit/Withdrawal Methods: BTC, ETH
Referral link to enable rakeback system without having to wager a shitload: https://roobet.com/?ref=hkgambler13 (you can also use code "hkgambler13")

Site #2: Stake.com (Best for medium-high rollers)
What I like: Instant withdrawals, huge selection of slots and live games, incredible VIP and rakeback system (weekly/monthly bonuses, rakeback can be claimed whenever, daily/monthly challenges to earn extra cash), active and friendly chat community, multiple crytpo deposit options where your account is credited in that currency (meaning your balance equivalent in USD will swing with the market-- could be seen as a con), enjoyable "Stake Original" games that have a higher RTP than 3rd party slots, averages ~2k users online at any given time
What I don't like: Can be overwhelming for first time players (Roobet is much more straight forward and easy to use)
My largest withdrawal: $13.2k
Deposit/Withdrawal Methods: BTC, ETH, LTC, DOGE, BCH, XRP (highly recommend-- cheap transfer fee, if any at all, and confirmed within seconds), TRX, EOS
Referral link to instantly enable 10% rakeback: https://stake.com/?c=6c2f1c60

Site #3: Gamdom.com (Best for gamers)
What I like: Instant withdrawals, huge selection of slots and live games, newly implemented rakeback system, constant "rains" in the chat (which is free money if you join in time), ability to instantly deposit and withdraw via Rust and TF2 items (could spend an hour talking about this-- generally caters to those who cannot get crypto or have to use a CC to buy crypto), averages ~1.5k users online at any given time
What I don't like: Prior to the newly implemented rakeback system rains and level-up chests were the only "rakeback", your balance is denominated in coins (1500 coins = $1 USD), browsing through their slot selection can be a pain in the ass
My largest withdrawal (at once): $7.4k
Deposit/Withdrawal Methods: BTC, ETH, BCH, LTC
Referral link to receive a free chest that could be worth up to ~$53: https://gamdom.com/chase (you can also use code "chase")

Final parting words: PLEASE DO NOT GAMBLE WITH MONEY THAT YOU CANNOT AFFORD TO LOSE. Gambling is not a money making method and you will lose in the long run. The purpose of my post is to make those aware that other trustworthy online casinos are available for Americans that will (hopefully) make gambling online a bit more enjoyable!
submitted by GolfAndGamble to OnlineCryptoGambling [link] [comments]

How To Make £1000 Starting From £0 - UK ONLY

This won't include everything you can do, Some stuff I just don't think is worth it. I also won't include stuff that I personally haven't done or stuff I have had problems with getting the money. This will be pretty long but if you are new to this it is a pretty simple way to earn some cash
We are basically building up a pot of cash to matched bet
So if I have £0 this is what I would do to get to £1000
Make a new email so you are not spammed with crap, There will be a lot of offers/Cashback i have missed I would advise that when you sign up to these sites, etc and you get the hang of things you check for yourself to see what else they offer as there is a lot to do.
Best Offer - Xendpay £10 Bonus| Non-Ref (No Bonus) - See near bottom of post for details
Best GPT Site -GG2U ($1 Bonus ) |Non-Ref (No Bonus)
Matched Betting - OddsMonkey (£1 Two Weeks Premium | Non-Ref
I have also not put in any games that you can do as normally the payout for these change all the time but I would recommend checking what pays the most for them and then google a guide etc to see how long it would take as some can pay good, Normally on these games it speeds it uploads if you buy a pack on the game but if you are going to do this make sure you will still profit from the offer and you buy a pack which will speed it up instantly
I done a game before that paid £30, bought a £5 pack and it was done instantly tho that offer is not on these GPT Sites anymore
If you are going to lie when doing surveys etc make sure you remember what profile you are making etc and use it across all the sites that way its easier but I would recommend just being honest
Start by signing up to these sites
Neevo
Clickworker| non-ref
Appen | non-ref
Prolific.co
I would sign up to the sites above as it can take a few days (weeks for to appen) to get anything through
Then do the following ( Starting with £0)
0-£50
Curve £5 Bonus | Non-Ref ( No Bonus )
Use My Code - DOXPRY3D
I don't think you get a bonus with no code, This is a mobile app so search for it in-app store
Sign up, Verify your account and order your card, To get the bonus you need to make a payment with the card, You are going to use this when you do your first gambling offer so that way you are maximizing your profits
Qmee (50p Bonus) | Non-ref ( No Bonus )
Now you have £2, Do the following offers - I'm not allowed to post my link or the post will be taken down
First, do this offer - https://www.reddit.com/beermoneyuk/comments/gbh0te/freetrade_megathread_free_mystery_share_worth/
Then do this offers - https://www.reddit.com/beermoneyuk/comments/fqjeal/trading212_megathread_free_share_worth_up_to_100/
You need to sign up through someone's link, Create and verify your account and deposit £1, This will then get you a free random share between £3-£80, then free trade is £3-£200
Id appreciate it If you used my Trading212 Link, Its in that thread :)
Now it takes time to get your money from these, Trading212 is 30 days and free trade is 7 days but you can see what shares you got and their value
------
Now this is a very easy one to do but I'm, not 100% sure what you will get from it so I have no included this amount
Sign up to Coinbase Earn
Link - https://www.reddit.com/beermoneyuk/comments/jce62t/coinbase_megathread_post_all_referral_links_here/
I would really appreciate it if you signed up through my commented link on the post. This is a great offer to start, I helped someone do this recently and they got around £26 fees and withdraw tho you could get accepted into more or get a little less, All you need is ID to verify your account then click on Coinbase Earn at the top and try to do each lesson, The answers are very easy to get or you could just google them
Then do the Swagbucks bonus
Swagbucks ( Around £4 Bonus ) | non-ref ( No Bonus )
To get around £4 Bonus we need to earn 300SB within 30 days,
Do these two offers, Click on Discover then the following offer walls
AyeT- CyberGhost VPN Free Trial - 54SB
Adgem - Norton VPN Free Trial - 70SB
Also, install the Swagbutton, We both get a 100SB bonus, Go to and the Swagbucks home page, Left side of the page under "To-Do List " Click daily activity and it will take you to the install
Now do surveys till you get to the 300SB Limit or you can click into discover and do the little offers like above, So you can speed it up normally these little offers pay the same or there is very little difference from Swagbucks to other sites
-
GG2U ($1 BONUS)| non-ref ( No Bonus)
Prolific.co
Populus Live
-------
OhMyDosh £1 Bonus| Non-Ref (No Bonus)
Sign up here. Click on Surveys on the left-hand side and sign up through here to Panelbase, They pay £0.80 for this as signing up normally you get £0
Timebucks(I think $1 bonus) | Non-Ref ( No Bonus )
Keep open your Prolific tab and keep going at the GG2U $1/$1.25 Surveys, If you start running into being kicked out of them, I would move to Timebucks and give them a try on there, They pay less but me personally I have had more luck on there
PopulusLive will email you surveys and so should panel base but you could sign in and check what you have
After building up survey money ( £50 ), Do the following offers... In between doing these offers, you should still be doing surveys, or if you have a task on neevo/clickworkers even better.
(£50-£150)
MrQ| non-ref ( No free spins could be wrong tho )
Now go back to GG2U ($1 BONUS)| non-ref ( No Bonus)
Click into "Offertoro"
The offer you are looking for is "Gala Bingo " and it will pay 3050.00 cent ( Around £24.50)
You need to sign up and deposit £5 on Gala Bingo and just wager the £5, So just buy £5 of bingo tickets... If you win any money great but I would just count this as a £5 loss to gain the £24.50 on GG27
Swagbucks ( Around £4 Bonus ) | non-ref ( No Bonus )
Click into "Discover" on the left-hand side of the homepage, Then click into featured offers and do the
Lottoland - 1300SB - Click the offer and it will take you to the sign-up and will cost £1 ( Make sure auto-renewal isn't on )
Quidco - REF ( £5 Bonus ) | NON-REF ( NO BONUS )
You get the £5 bonus once you reach the £5 cashback
TopCashBack - REF (£5 BONUS ) | NON-REF( No Bonus)
You get the £5 Bonus once you reach £10 confirmed cashback
Now go back to
OhMyDosh £1 Bonus| Non-Ref (No Bonus)
Now do the following offers
--
(£150-£300
Xendpay (£10 Bonus | non-ref( No bonus )
You are going to use £101 to do this offer, Sign up through my link and verify your account. Now you want to make a £101 transfer to yourself (Your other bank account) You will do pounds to euro, It will ask for a fee, Click on it and enter 0.00... Now input your other bank details, Then your card or you can make a bank transfer to them, Once you've done this it will unlock £10 for you, Repeat the above but this time do £10.01 and it will only cost you 0.01 ( Money should hit your other account in 2-4 days)
I would still be doing surveys but what i would do also is go through the Survey sites/Cashback sites and check all the offers they have even the little ones that you might only make £1 as you can normally do these really fast and I would just keep doing this stuff till I hit £300
£300+
Start Match Betting
I would start by using a service like
Oddmonkey Ref- Non-Ref
You will get 2 weeks premium for £1
Follow everything they tell you and you can't go wrong, If you have never had a gambling account before there is really good money to be made right away as you can do every offer but what you want to do is, For example, they tell you to make a Betfair account ( they will ) Check the Survey sites or Cashback sites and see which one will pay you the most for making a Betfair account (Sportsbook or Exchange )
If they are offering the Betfair Poker offer on cashback take that as its normally more profit than the other two if not just take one of the sportsbook or exchange ones
in between doing match betting, I would still be doing the surveys, etc nothing changes, As you could run out of money doing the matched betting, and doing the surveys is a great way to keep yourself generating the cash
--
Now there is a lot of offers I didn't post, So once you have made enough money you were happy with I would then come back on this subreddit and check which offers are worthwhile doing. Don't do the dumb ones where your money is tied up for 6 months and you get £10 back Because the way the world is right now no one knows if these companies will last and it's not a very good return on your money, Normally crypto offers are good for easy money but NEVER sign up to some dodgy site even if the reward looks good it just isn't worth the hassle
submitted by StrangeDeal6 to RealOnlineWork [link] [comments]

Best Online Casinos?

Hey Reddit, just wondering what everyone thinks is the current best online casino? The one I was using has shutdown and now I need one that’s safe, got a good welcome bonus, maybe gives free spins out on the regular? My preferred games are blackjack and poker if that helps. I do love a go on the slots as well though! Hit me up! Thanks.
submitted by highrollerdude7 to casualgambling [link] [comments]

„I downloaded GTA for free“ – Guide – GTA Online Guide for Epic Games Launcher Players

GTA 5 Online Premium Edition: What's in Epic Games Store Criminal Enterprise Starter Pack?

Get yourself everything you „Starter Pack“ contains, you get properties, vehicles, weapons and clothes for free in a worth of $9.000.000 GTA Dollars. You also get extra $1.000.000 in cash, but this could take up to 7-10 days to get it. All the sales you have will be shown with a dollar sign! Here’s what and how:
For property and vehicles open your phone (arrow key up) and go to Internet (arrow key done>enter)
Property: (In the internet go to „Money and Services“)
Maze Bank West Executive Office (on Dynasty 8)
Paleto Forest Gunrunning Bunker (on Maze Bank Foreclosure)
Great Chaparral Biker Clubhouse (on Maze Bank Foreclosure)
>Senora Desert Counterfeit Cash Factory (if you own the clubhouse, go to the computer there and unlock this property)
1561 San Vitas Street Apartment (on Dynasty 8)
1337 Exceptionalists Way 10 Car Garage (on Dynasty 8)
Vehicles (in the internet go to „Travel and Transport“)
Enus Huntley S, Invetero Coquette Classic, Grotti Turismo R, Bravado Banshee, Enus Windsor, (Annis Elegy RH8) (on Legendary Motorsports click „Sort by Price“ once)
Western Zombie Chopper, Obey Omnis, Pegassi Vortex (on „SouthernSanAndreasSuperAuto.com“ click „Sort by Price“ once)
Frogger (on Elitas Travel click „Sort by Price“ once) you can request any aircraft vehicle you own by calling Pegasus on your phone (you can do that in your contacts). The helicopter are an essential vehicle in the game to travel from A to B
Dune FAV (on Warstock click "Sort by Price" once)
Weapons, Clothing & Tattoos (not on your phone but on the map)
Compact Grenade Launcher, Marksman Rifle, Compact Rife are avaliable at every Ammu Nation Gun Shop (Pistole sign at the map)
(Stunt Race & Import / Export Outfits, Biker Tattoos)

Some more tipps:

Solo Public Lobby: really worth it if you wan’t a online session for your own/friends and don’t want to be killed by other players randomly. Press ESC + CONTROL and look up for „resmon“ in your search line. You will find a sort of Task Manager. Find GTA5.exe > right click > hold on the process > wait for like 7sec > right click > continue the process. Now all players will be kicked.
How to turn off your car radio: Yes, I have been asked about this. If you want to change your radio channel or turn your radio off press Q.
What weapons to use as a beginner: Buy the Mikro SMG to shoot out of your car and the Special Carabine to fight NPCs and equip them unconditionally with a silencer and an extended clip as quick as possible. It costs about $40.000 with extensions each. The Homing Rocket Launcher ($75.000) is also an important investment if you need to shoot down helicopters. Also buy Sticky Bombs, they will be really useful.
Learn to fly! On the map is a plane sign, which is a flying school. Flying is a really important part in the game and you have to get known with the controlls of it. You also get a bonus of $230.000 Cash if you complete all flying lessons with a gold medal.
How do I find people to play heists with: If you have no friends who want to play GTA with you there are of course other opportunities. On specific subreddits like HeistTeams or gtafriends you will find people who are solo players too and need heist members. There are also GTA community discord servers like the one from the youtuber TGG: here. You will never be alone!
Weekly Discounts/Bonuses: really worth to look for that. It changes every Thursday at 10 CET. On gtaonline it will be pinned on top of the subreddit. There may be huge sales for cool vehicles and properties (for example 40% off). Sometimes there are double or triple $ and RP events, which is extreme worth grinding. Like for this week 2x for bunker sell (during an 2x money event on the stock of your business the value is already doubled!). Do the Time Trial which you can do once a week to get a $100.000 each. How to drive these races "the right way" and where to find them can you look up on the pinned discount posts on gtaonline.
Lucky Wheel: In the casino you can spin the Lucky Wheel every 24h. Prices are Money, RP, sales, clothes and the podium car. The podium car changes with the Weekly Discounts every Thursday and you can with the car every week (Tipp: When it says S to spin the wheel count to 1,2 ,3 in your head to have a higher chancer to get the car).
Best investments: For absolute beginners for sure invest in the cheapest High End Apartment Del Perro Heights Apartment 7 ($200.000) on the Dynasty 8 website where you get the opportunity to play your first heists. Play the Fleeca Job then (about $80.000 earnings), where you unlock the sale for a Kuruma ($525.000) which is a must have car for beginners. It’s fully armored and you can literally do every missoins with it because the NPC’s can’t shoot you in there. It can be bought on SouthernSanAndreasAutos**.com.** And if you want to upgrade your helicopter get the Buzzard Attack Chopper for $1.750.000 with machine guns and the essential missiles. In my opinion the best investment you can make to grind for money. It can be requested everywhere for free instead of $25.000 if you are registered as CEO (open shortcut menu with M>SecuroServ>CEO Vehicles>Buzzard).
Fast Money: There are plenty of guides on Reddit how to make quick cash in grinding. (Money Grinding) My recommendation: Play Heists with friends who are high level. If you are alone or new with your friends go for Contact Missions (How: ESC >Online>Jobs>Rockstar Created> Missions) Every Contact Mission gives you about $10.000-15.000. The longer you play a Contact Mission, the more money you will get. But on the long run it's more worth it to play the job as quick as possible (in 4-6min $115.000/h and remember with double $ and RP event $230.000/h) Each player in the mission increases the payout by 10%, so best is to play in a full round. (Payouts and other questions for Contact Missions here).

Businesses:

There are plenty of businesses you can run. You own the Bunker business and one M(otorcycle)C(lub) Business . Go to the location of your business, do the setup missions and refill your supplies regualary. In each of this businesses you can improve your production by buying equipment upgrades and staff upgrades (first buy the cheaper staff upgrade then equiment upgrade). You can also buy security upgrades because your business will be raided by NPCs (like Police) and trough this you can minimize the probability of raids. The security upgrades doesn't affect your production! (but in my opinion not really worth it because you still can be raided). You can steal or buy supplies. If you didn't bought the upgrades yet, steal the supplies. If you have all upgrades who improve the production of your business buy the supplies for $75.000. The businesses stock will fill in a certain time, but you have to be online in the game! If you have good stock you can sell your products (invite friends for that). Always sell to the best priced location. (Los Santos most of the time) And go in a public solo session, you don't want your products destroyed by some idiot, random player. If your vehicle gets destroyed or you was not able to deliver everything you will lose money. Business is easy money for doing close to nothing + during the time your business fills up you can grind on other Missions or the Special Cargo Crate Missions, whatever you like. Choosing the right location for you business is very important! Look that your businesses are as close together as possible. You will drive crazy going 7 miles all the way up on the map just to look how many supplies you have left. Here's a map for all properties there are, so you can choose the best locations for yourself!
Don’t buy the nightclub business as a beginner! You will need the other businesses first to play missions in the nightclub + to get in running you need to pay millions for the 5 mechanics who will farm the money for you.
You can switch between beeing a CEO or MC President: Open your shortcut menu with M. .To retire as a CEO go to SecuroServ>Retire. To retire as a MC President go to Motorcycle Club>Disband MC.
You can add somebody to your CEO Organization or your Motorcycle Club: to add someone as CEO go to SecuroServ>Hire associates and select who you want to add. As a MC President go to Motorcycle Club>Find prospects and select who want to add. With this function your friends can help you do to deliver your products.
Bunker Business: In the bunker you can decide between Manufacturing, Research or both. For money do Manufacturing only. On Research you don't get money, you will unlock weapon upgrades for particular vehicles which also costs money to be customized on your vehicle (Research takes a lot of time and their 51 different weapon upgrades which takes about 7 days if you run it non stop) Doing both may sound smart, but it takes twice as much of the time it would normally take. So doing both is not worth it. If you sell solo sell your stock at $125.000 with no upgrades and at $175.000 with upgrades for one vehicle. For higher stocks invite friends to help you. If you're interested in the number of production, supplies and time it takes: Read it up here.
MC Business (Motor Club Business): Your sort of command center for all the businesses will be your clubhouse. The best clubhouse is the Grand Chapparal Clubhouse. It's the cheapest and will be located near your businesses. You can own 5 different MC Businesses ($/hr with staff- and equipement upgrade + recommended location): Cocaine Lockup in Alamo Sea ($46.500/hr); Methamphetamine Lab in Grand Senora Desert ($29.500/hour); Counterfeit Cash Factory in Grand Senora Desert ($27.000/hr); Weed Farm in San Chianski Mountain Range ($24.000/hr); Document Forgery Office in Grapeseed ($12.000/hr). If you're interested in the number of production, supplies and time it takes: Read it up here and the "nerd" version here.
Special Cargo Missions: In your CEO Office which is directly located next to your High-End apartment (if you bought the one for 200k) you can grind the Special Cargo Missions. You have to buy a warehouse and source crates. There are three kinds of warehouses: small, medium and large warehouses. The bigger it gets, the more money will it costs but the more you can store in there. You can choose between stealing 1, 2 or 3 crates. Always go for 3 crates. It is the expensivst but you will get the most money out of it in the long run. There is a 5min cooldown between every mission, so people buy a second warehouse to instantly start the next mission when they arrived at the Office (Yes, it's annoys to always wait). Cheapest small warehouse $250.000 (16 crates space, full stock sale $144.000 profit), cheapest medium ware house $880.000 (42 crates space, full stock sale $483,000 ) and cheapest large warehouse $1.900.000 (111 crates space, full stock sale $1,554,000 ). (table of profits and time it needs to fill) If you do solo, sell every 9 crates stored to get only 1 vehicle!
Import/Export Business: A CEO Mission (on your Office Computer "Vehicle Cargo"), where you steal cars and source them into a garage. The cheapest garage is $1.500.000 and you can buy in on your Office Computer. There are three catergories of cars: Standard, Mid- and Toprange. The top range cars are the one you want to sell. You can always tune them up for $20.000 and for delivering you get $100.000 which means about $80.000 Profit if you not damage the car. (Sometimes you will be attacked while you steal/deliver the car) There is an algorithm that if you have 10 Standard- and 10 Midrange cars in your garage, you will only get Toprange cars. Always tune them up before you sell and never sell Standard or Midrange cars except you really need the money. You always want to go for the Toprange cars to get the most money out.

Final word

These are just some recommendations in how the game works and what variations there are to make fast money. You can still choose your business locations for yourself, but I recommended the best and effectivst (in my opinion). The most important part is to have fun in playing the game. There are pretty good guides on Reddit and also on Youtube. It’s really worth reading/watching these if you want money. The Guides on Reddit are much more precise. But keep in mind, you have to invest plenty of time to get rich. It’s not done tomorrow.
And please, don’t be an asshole in the lobbies. Be a friendly and nice player and do not kill players and destroy their cargos. Every GTA Player hates this kind of people and remember, high level players are stronger and will go for revenge. They will target the shit out of you until you just want to quit the game.
Have fun playing the game and I hope I could help some new players with my information!
I’m sure if there are anymore questions Reddit will help you.
Here are useful links to other guides on Youtube or Reddit
Please send, maybe better, Youtube and Reddit Guides under this post so I can add the links, thanks. I'm open for improvement on this guide!
Youtube Guides:
(Playlist) GTA Online Solo Beginner Guide - TGG
My personal playlist which helped me a lot
Bunker Beginner Guide
MC Business Beginner Guide
Best Business Guide
Best and Worst Business locations - TheProfessional
Reddit Guides:
GTA Online Mega Guide and Weekly Simple Question Thread - May 14, 2020 <-- is the best with the most information about grinding and different variations to get fast money.
The complete CEO/MC solo Guide
Special Crate Guide
Offices, Warehouses & Crate Missions: CEO FAQ & Guide Index
Thanks for reading.
submitted by benjamin_208 to gtaonline [link] [comments]

How To Make £1000 Starting From £0 (Newcomers Guide)

This won't include everything you can do, Some stuff I just don't think is worth it. I also won't include stuff that I personally haven't done or stuff I have had problems with getting the money. This will be pretty long but if you are new to this it is a pretty simple way to earn some cash
We are basically building up a pot of cash to matched bet
So if I have £0 this is what I would do to get to £1000
Make a new email so you are not spammed with crap, There will be a lot of offers/Cashback i have missed I would advise that when you sign up to these sites, etc and you get the hang of things you check for yourself to see what else they offer as there is a lot to do.
Best Offer - Xendpay £10 Bonus| Non-Ref (No Bonus) - See near bottom of post for details
Best GPT Site -GG2U ($1 Bonus ) |Non-Ref (No Bonus)
Matched Betting - OddsMonkey (£1 Two Weeks Premium | Non-Ref
I have also not put in any games that you can do as normally the payout for these change all the time but I would recommend checking what pays the most for them and then google a guide etc to see how long it would take as some can pay good, Normally on these games it speeds it uploads if you buy a pack on the game but if you are going to do this make sure you will still profit from the offer and you buy a pack which will speed it up instantly
I done a game before that paid £30, bought a £5 pack and it was done instantly tho that offer is not on these GPT Sites anymore
If you are going to lie when doing surveys etc make sure you remember what profile you are making etc and use it across all the sites that way its easier but I would recommend just being honest
Start by signing up to these sites
Neevo
Clickworker| non-ref
Appen | non-ref
Prolific.co
I would sign up to the sites above as it can take a few days (weeks for to appen) to get anything through
Then do the following ( Starting with £0)
0-£50
Curve £5 Bonus | Non-Ref ( No Bonus )
Use My Code - DOXPRY3D
I don't think you get a bonus with no code, This is a mobile app so search for it in-app store
Sign up, Verify your account and order your card, To get the bonus you need to make a payment with the card, You are going to use this when you do your first gambling offer so that way you are maximizing your profits
Qmee (50p Bonus) | Non-ref ( No Bonus )
Now you have £2, Do the following offers - I'm not allowed to post my link or the post will be taken down
First, do this offer - https://www.reddit.com/beermoneyuk/comments/gbh0te/freetrade_megathread_free_mystery_share_worth/
Then do this offers - https://www.reddit.com/beermoneyuk/comments/fqjeal/trading212_megathread_free_share_worth_up_to_100/
You need to sign up through someone's link, Create and verify your account and deposit £1, This will then get you a free random share between £3-£80, then free trade is £3-£200
Id appreciate it If you used my Trading212 Link, Its in that thread :)
Now it takes time to get your money from these, Trading212 is 30 days and free trade is 7 days but you can see what shares you got and their value
------
Now this is a very easy one to do but I'm, not 100% sure what you will get from it so I have no included this amount
Sign up to Coinbase Earn
Link - https://www.reddit.com/beermoneyuk/comments/jce62t/coinbase_megathread_post_all_referral_links_here/
I would really appreciate it if you signed up through my commented link on the post. This is a great offer to start, I helped someone do this recently and they got around £26 fees and withdraw tho you could get accepted into more or get a little less, All you need is ID to verify your account then click on Coinbase Earn at the top and try to do each lesson, The answers are very easy to get or you could just google them
Then do the Swagbucks bonus
Swagbucks ( Around £4 Bonus ) | non-ref ( No Bonus )
To get around £4 Bonus we need to earn 300SB within 30 days,
Do these two offers, Click on Discover then the following offer walls
AyeT- CyberGhost VPN Free Trial - 54SB
Adgem - Norton VPN Free Trial - 70SB
Also, install the Swagbutton, We both get a 100SB bonus, Go to and the Swagbucks home page, Left side of the page under "To-Do List " Click daily activity and it will take you to the install
Now do surveys till you get to the 300SB Limit or you can click into discover and do the little offers like above, So you can speed it up normally these little offers pay the same or there is very little difference from Swagbucks to other sites
-
GG2U ($1 BONUS)| non-ref ( No Bonus)
Prolific.co
Populus Live
-------
OhMyDosh £1 Bonus| Non-Ref (No Bonus)
Sign up here. Click on Surveys on the left-hand side and sign up through here to Panelbase, They pay £0.80 for this as signing up normally you get £0
Timebucks(I think $1 bonus) | Non-Ref ( No Bonus )
Keep open your Prolific tab and keep going at the GG2U $1/$1.25 Surveys, If you start running into being kicked out of them, I would move to Timebucks and give them a try on there, They pay less but me personally I have had more luck on there
PopulusLive will email you surveys and so should panel base but you could sign in and check what you have
After building up survey money ( £50 ), Do the following offers... In between doing these offers, you should still be doing surveys, or if you have a task on neevo/clickworkers even better.
(£50-£150)
MrQ| non-ref ( No free spins could be wrong tho )
Now go back to GG2U ($1 BONUS)| non-ref ( No Bonus)
Click into "Offertoro"
The offer you are looking for is "Gala Bingo " and it will pay 3050.00 cent ( Around £24.50)
You need to sign up and deposit £5 on Gala Bingo and just wager the £5, So just buy £5 of bingo tickets... If you win any money great but I would just count this as a £5 loss to gain the £24.50 on GG27
Swagbucks ( Around £4 Bonus ) | non-ref ( No Bonus )
Click into "Discover" on the left-hand side of the homepage, Then click into featured offers and do the
Lottoland - 1300SB - Click the offer and it will take you to the sign-up and will cost £1 ( Make sure auto-renewal isn't on )
Quidco - REF ( £5 Bonus ) | NON-REF ( NO BONUS )
You get the £5 bonus once you reach the £5 cashback
TopCashBack - REF (£5 BONUS ) | NON-REF( No Bonus)
You get the £5 Bonus once you reach £10 confirmed cashback
Now go back to
OhMyDosh £1 Bonus| Non-Ref (No Bonus)
Now do the following offers
--
(£150-£300
Xendpay (£10 Bonus | non-ref( No bonus )
You are going to use £101 to do this offer, Sign up through my link and verify your account. Now you want to make a £101 transfer to yourself (Your other bank account) You will do pounds to euro, It will ask for a fee, Click on it and enter 0.00... Now input your other bank details, Then your card or you can make a bank transfer to them, Once you've done this it will unlock £10 for you, Repeat the above but this time do £10.01 and it will only cost you 0.01 ( Money should hit your other account in 2-4 days)
I would still be doing surveys but what I would do also is go through the Survey sites/Cashback sites and check all the offers they have even the little ones that you might only make £1 as you can normally do these really fast and I would just keep doing this stuff till I hit £300
£300+
Start Match Betting
I would start by using a service like
Oddmonkey Ref- Non-Ref
You will get 2 weeks premium for £1
Follow everything they tell you and you can't go wrong, If you have never had a gambling account before there is really good money to be made right away as you can do every offer but what you want to do is, For example, they tell you to make a Betfair account ( they will ) Check the Survey sites or Cashback sites and see which one will pay you the most for making a Betfair account (Sportsbook or Exchange )
If they are offering the Betfair Poker offer on cashback take that as its normally more profit than the other two if not just take one of the sportsbook or exchange ones
in between doing match betting, I would still be doing the surveys, etc nothing changes, As you could run out of money doing the matched betting, and doing the surveys is a great way to keep yourself generating the cash
--
Now there is a lot of offers I didn't post, So once you have made enough money you were happy with I would then come back on this subreddit and check which offers are worthwhile doing. Don't do the dumb ones where your money is tied up for 6 months and you get £10 back Because the way the world is right now no one knows if these companies will last and it's not a very good return on your money, Normally crypto offers are good for easy money but NEVER sign up to some dodgy site even if the reward looks good it just isn't worth the hassle
submitted by StrangeDeal6 to beermoneyuk [link] [comments]

Best Online Casino in Canada? (Candadian Gambling Sites)

Anyone know of the best online casino for Canada? Really struggling to find one! I’m not a huge gambler or anything like that but I just got made redundant and would love to see if I can make a bit of cash on the side while I look for a new job. Any suggestions could be hugely appreciated! Would prefer one that’s really easy to use and comes with a good welcome bonus. Thanks a lot Reddit.
submitted by Waitingforsunday3 to casualgambling [link] [comments]

[USA-NJ] [H] 2DS Console, games for most Nintendo consoles, PS1/2, Nintendo Powers, collectibles [W] CIB's: Fire Emblem, Kirby's Dream Land 2, Mega Man X Command Mission with card, list, offers

Adding a bunch of items since my last post!
I have 90+ confirmed trades. Also, fair warning, these lists are long, I have a lot of stuff for trade! Looking to do fair value but where I have an item that is worn / in poor shape I value that lower than eBay averages due to condition. Also bolded items are hard trades and I usually only trade limited print Switch games for other limited print Switch games (with some exceptions).
p.s. "CIB" means complete, as in including all the booklets and such that were supposed to come in there, otherwise I will clarify what is included. "NIB" means New In Box, aka sealed, "brand new," in the shrink, etc.
p.p.s. If we are going to trade, all I ask is please be honest about the condition of your items. I can provide pictures for anything I have, please be willing to do the same! Thanks!

HAVE

Switch games, accessories, cards
3DS console, games, accessories
3DS boxes and manuals (no games)
DS games and accessories
Almost every boxed game below has some minor wear to the box
DS boxes and manuals (no games)
GBA games and videos
GBC games and more
GB games and more
Wii U games and packaging
Wii games and accessories
GameCube games, accessories and packaging
N64
N64 boxes and manuals
NES games and accessories
PS3 boxes and manuals (no games)
PS2 games
PS2 boxes and manuals (no games)
PSX games
PSX boxes and manuals (no games)
IBM Tandy
PC
Strategy guides
Collectibles and posters
Comic Books
Random Stuff

WANT

The high priority stuff, all should be CIB unless noted:
The rest:
Pre-order bonuses
Amiibo (want loose)
LRG Cards
Cards for Flinthook, Furi, Slime San, ToeJam and Earl, Golf Story, Dragon's Lair Trilogy, PixelJunk Monsters 2, Lumines Remastered, Yooka-Laylee, The Escapists and Saturday Morning RPG
Limited Print Switch Games (prefer CIB but also fine with NIB, also fine with Best Buy retail versions when applicable)
Other Switch Games (looking for CIB and clean)
3DS Games
DS
GBA
GBC
GB
Wii U
Wii
GameCube
N64
PS3
PS2
PSX
Strategy Guides
I'm happy to look at lists, but these are my priority wants.
submitted by MiamiSlice to gameswap [link] [comments]

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